Posts Tagged ‘Your Black Scholar’

Milly’s Money: Somebody Lied to You About Credit Reports

December 15, 2008 Leave a comment

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Somebody Lied to You: Let’s Set the Record Straight

By: Milagros DuBouchet

Lie #1:

Have you ever seen those charmingly annoying commercials?  The commercials with the French guy who lip-synchs melodies in an attempt to capture your heart and most importantly, your credit card?  You would think a site called would actually give you a credit report for free but sadly, that’s not the case.  Next time you watch the commercial, listen closely to the “fine print” that’s narrated afterwards.  To make a long story short, you‘ll get a free credit report if you sign up for “Triple Advantage”—a product you actually have to pay for.  I hope this justifies your desire to throw your remote control at the TV screen every time these commercials are on […]

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Your Black Money: Secrets about Bill Collectors

December 11, 2008 Leave a comment


6 Secrets Debt Collectors wish you never knew

By: Milagros DuBouchet

The world of debt collection is a mystery to most people. One thing we do know is that they can be very aggressive when it comes to collecting money. We know all about the annoying phone calls at 8am and the letters that cause nothing but anxiety. Some debt collectors are easy to work with; others can be incredibly difficult. In my work, I speak to debt collectors on a daily basis. I speak on behalf of my clients when they’ve been too intimidated, or are unsure how to communicate with them. The key to getting the most out of a situation with a collection agency is to learn their secrets, and use them to your advantage.

Secret #1 – They can reduce up to 50% of your original debt. This is the rule of thumb. Debt collectors know when they’re speaking with someone who doesn’t know the tricks of the trade […]

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Your Black Scholar: The Values of a Dysfunctional Family — Dr. Wilmer Leon

December 5, 2008 Leave a comment


The Values of a Dysfunctional Family

By: Dr. Wilmer J. Leon III

In today’s political lexicon the term family values has been hijacked by the Christian political right as a way to define an ambiguous set of moral beliefs and standards that they use to further a morally defenseless political agenda. In the early 1980’s individuals such as Ralph Reed and Pat Robertson through The Christian Coalition, began to target the Republican Party as the vehicle through which they could promote their conservative religious agenda and inject that religious agenda into mainstream American politics. They successfully combined their moral conservatism with political conservatism resulting in a politics that is neither morally nor ethically based. […]

There are two problems with the injection of ideological Christianity into mainstream American politics […]

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Your Black Education: Is Dumb The New Smart?

November 17, 2008 Leave a comment

Stupid American Videos or “Is Our Children Learning?”
By: Dr. Lenore J. Daniels, PhD

Reprinted From Black Commentator

But we are unbelievably ignorant concerning what goes on in our country – to say nothing of what does on in the rest of the world – and appear to have become too timid to question what we are told.

– James Baldwin, Nothing Personal

Viewing these videos gave me an excuse for spending time on You Tube. It’s about culture, I said to myself. In fact, it is about the American culture. Since so many Americans have never read Whitman or Hemingway or Morrison. Many have limited knowledge of Frederick Douglass, Cesar Chavez, or Sitting Bull. Since most don’t read and have never read a novel and others can’t tell the difference between fiction and non-fiction. Of the 158 countries in the United Nations, writers Morris Berman, the U.S. ranks “forty-ninth in literacy.” 60 percent of the American adult population “has never read a book of any kind, and only 6 percent reads as much as one book a year, where a book is defined to include Harlequin romances and self-help manuals.” Berman’s research also discovered that 120 Americans are illiterate or “read at no better than a fifth-grade level.” It’s no wonder that most American citizens can’t tell the difference between thinking and non-thinking.

For most Americans, American culture is McDonald or Nike […]

Full Article At Your Black Education

Your Black Scholar: Hope and Wisdom — By Shannon Joyce Prince

November 12, 2008 Leave a comment

OBAMA 2008

Hope and Wisdom

By: Shannon Joyce Prince

Remember back seven years ago to the aftermath of September 11th, when the world was divided into the good and the axis of evil, those who had democracy and those whose envy of it drove them to murderous fundamentalism? Remember the charge of the extreme right – that anybody who didn’t support the ‘War on Terror’ or didn’t show the appropriate level of ambivalence towards Islam or Middle Easterners, or paused to quibble over whether or not “enemy countries” had weapons of mass destruction, was unpatriotic and insufficiently American? Remember how the left, the middle, and the moderate right took issue with that kind of Manichean thinking while the war hawks said it didn’t matter if those who were leading us to war were honest or which Middle Eastern country we bombed, because we were representing the concepts of freedom and democracy, thus the nitty-gritty about reality and truth weren’t important?

I’ve been stunned to hear that same kind of rhetoric from the left. Either you support President-elect Obama or you’re a too cool for school revolutionary snob, a Gloomy Gus, or someone too idealistic, unrealistic, or cynical to be pragmatic or useful […]

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Your Black Scholar: President Elect Obama – America’s Struggle in Context

November 5, 2008 Leave a comment


President Elect Obama – America’s Struggle in Context

By: Dr. Wilmer J. Leon III

With the election of Illinois Sen. Barack Obama as the 44th president of the United States, Americans have taken a giant leap forward. It has taken this country 219 years to elect its first African-American president (George Washington was elected in 1789). It is imperative that this historic moment always be viewed within its proper historic context.


As I think about President-elect Obama’s defeat of Senator John McCain and bask in the comfort of this historic event, I must also fear its backlash. History tells us that white supremacy dies hard in America and its proponents will not take America’s victory lying down.

I think back to 1908 and Jack Johnson’s defeat of Tommy Burns to become the first African-American boxing heavyweight champion of the world. This led to the search for the “Great White Hope,” James Jackson Jefferies. Before Johnson fought Jefferies on July 4, 1910, the crowd chanted, “Kill the nigger.” Johnson’s defeat of Jefferies ignited numerous incidents of white violence against African-Americans. It set off some of the worst racial violence in American history […]

Full Article At Your Black Scholar

Your Black Scholar: The Illusion of Post-Racial America

November 3, 2008 Leave a comment

The Illusion of Post-Racial America

By: Aman Gill

An Obama Victory Would be a Milestone, but Could Stall Struggles Against Racism

It’s increasingly popular to argue that the fuel for unrest has disappeared because the problem of racism has receded into America’s past. This idea has long held sway on the right, but, paradoxically, it’s taken Barack Obama’s candidacy to elevate this persistent right-wing myth into conventional wisdom.

“The history he [Obama] needs to know is the history he rejects,” says Lenore Daniels, editorial board member of the Black Commentator, a weekly online magazine. “He rejects the whole Black Power movement: ‘Just the civil rights were fine, we’ll leave it at that, there was progress.’ [But] the Black Power movement is still relevant. That was a movement talking about economic equality, where King left off.”


Obama’s view of a united, post-racial America is in the tradition of how the political establishment – Democrat and Republican – responded to heightened militancy […]

Full Article At Your Black Scholar