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Posts Tagged ‘bill collectors’

Milly’s Money: Somebody Lied to You About Credit Reports

December 15, 2008 Leave a comment

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MILLY’S MONEY

Somebody Lied to You: Let’s Set the Record Straight

By: Milagros DuBouchet

YourBlackWorld.com

Lie #1:  Freecreditreport.com

Have you ever seen those charmingly annoying freecreditreport.com commercials?  The commercials with the French guy who lip-synchs melodies in an attempt to capture your heart and most importantly, your credit card?  You would think a site called freecreditreport.com would actually give you a credit report for free but sadly, that’s not the case.  Next time you watch the commercial, listen closely to the “fine print” that’s narrated afterwards.  To make a long story short, you‘ll get a free credit report if you sign up for “Triple Advantage”—a product you actually have to pay for.  I hope this justifies your desire to throw your remote control at the TV screen every time these commercials are on [...]

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Your Black Money: Secrets about Bill Collectors

December 11, 2008 Leave a comment

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6 Secrets Debt Collectors wish you never knew

By: Milagros DuBouchet

YourBlackWorld.com

The world of debt collection is a mystery to most people. One thing we do know is that they can be very aggressive when it comes to collecting money. We know all about the annoying phone calls at 8am and the letters that cause nothing but anxiety. Some debt collectors are easy to work with; others can be incredibly difficult. In my work, I speak to debt collectors on a daily basis. I speak on behalf of my clients when they’ve been too intimidated, or are unsure how to communicate with them. The key to getting the most out of a situation with a collection agency is to learn their secrets, and use them to your advantage.

Secret #1 – They can reduce up to 50% of your original debt. This is the rule of thumb. Debt collectors know when they’re speaking with someone who doesn’t know the tricks of the trade [...]

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